Terms of Service

Introduction

Please carefully read these Terms of Service ("Terms") before using our App. These Terms constitute a binding legal agreement between the App ("we", "us", or "our") and each user ("you" or "your") regarding the download, installation, and use of our mobile App and its related services. By accessing or using the App, you agree to be bound by these Terms and to comply with all applicable laws and regulations.

1. App usage

1.1 Age requirement

You must be at least 18 years old or the age of majority in your jurisdiction to use the App. By using the App, you confirm that you meet these age requirements.

1.2 Licensing agreement

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to use the App for personal, non-commercial purposes.

1.3 Use restrictions

You are prohibited from engaging in the following activities:

  • Violating any applicable laws, regulations, or infringing on the rights of others.

  • Attempting to gain unauthorized access to the App or its related systems and networks.

  • Using the App in a manner that could disrupt, impair, or diminish its functionality.

  • Employing data harvesting, robots, or similar data gathering and extraction tools on the App.

  • Circumventing or compromising any of the App’s security measures or accessing areas not intended for public access.

  • Introducing viruses, malware, or other harmful code to the App.

  • Engaging in behavior that could cause harm, inconvenience, or distress to others.

2. Investment guidance

2.1 Overview

The investment insights and suggestions offered through the App are for informational purposes only and should not be considered financial or investment advice. You understand that investing is a risky activity where you can both earn and lose all of your investment funds. Do not invest if you are not confident in your decisions, and remember that past performance does not necessarily predict future results.

2.2 Disclaimer of assurance

While we strive to provide accurate and reliable information, we cannot guarantee the accuracy, completeness, or reliability of the investment guidance and insights provided. The responsibility for your investment decisions rests entirely with you, and we will not be held liable for any loss or damage incurred as a result of your reliance on the information available in the App.

3. Intellectual property protections

3.1 Ownership rights

The App, including its texts, graphics, logos, and images, is protected under intellectual property laws. We or our licensors own all rights, titles, and interests in the content of the App.

3.2 Restrictions on use

You are forbidden from modifying, distributing, copying, or creating derivatives from the App or any part of its content without our explicit written approval.

4. Right to terminate access

We reserve the authority to end or restrict your access to the App at any time, without prior notice or liability, for any reason, including but not limited to breaches of these Terms or infringements of applicable laws.

5. Validity and effectiveness

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Any invalid or unenforceable provision will be replaced with one that is valid and enforceable and that most closely reflects the original intent of the provision.

6. Resolution of disputes

These Terms are governed by the laws, without regard to its conflict of law principles. Any disputes arising from these Terms will be resolved exclusively through arbitration in accordance with the applicable arbitration rules.

7. Complete agreement

These Terms constitute the entire agreement between you and us regarding the use of the App, superseding all prior agreements, communications, and understandings, both oral and written.

8. Terms of Service updates

We reserve the right to modify or update these Terms at our discretion. By continuing to use the App after these updates are implemented, you agree to accept and comply with the new Terms.

9. Contact information

If you have any questions, concerns, or inquiries about these Terms of Service, please don't hesitate to contact us at smartaihelp@outlook.com. We are dedicated to promptly addressing and resolving any issues you may have.